{"id":2705,"date":"2017-09-03T11:36:08","date_gmt":"2017-09-03T11:36:08","guid":{"rendered":"https:\/\/finquesmasferrer.com\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/"},"modified":"2017-09-03T11:36:08","modified_gmt":"2017-09-03T11:36:08","slug":"que-es-una-carrega-hipotecaria","status":"publish","type":"post","link":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/","title":{"rendered":"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria?"},"content":{"rendered":"<p class=\"p1\"><span class=\"s1\">Has triat un habitatge i has decidit comprar, ara qu\u00e8? En Finques Mas Ferrer volem explicar-te qu\u00e8 has de fer.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Un cop escollida un habitatge el seg\u00fcent que hauries de fer \u00e9s acostar-te al Registre de Propietat i sol\u00b7licitar la nota que fa constar que aquesta propietat no posseeix cap tipus de c\u00e0rrega inscrita en ella.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Les c\u00e0rregues s\u00f3n arranjaments mitjan\u00e7ant els quals el propietari adquireix alguns deutes o obligacions a trav\u00e9s del seu habitatge, aquestes poden passar d&#8217;un propietari a un altre en cas d&#8217;una venda, de manera que anar al registre i con\u00e8ixer per endavant si hi ha alguna, pot estalviar-nos molts mals de cap.\u00a0Diversos tipus de c\u00e0rregues poden pesar sobre un habitatge , per\u00f2 en aquest article explicarem una mica la qual \u00e9s potser la m\u00e9s freq\u00fcent: la c\u00e0rrega hipotec\u00e0ria.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Una c\u00e0rrega hipotec\u00e0ria \u00e9s un deute que s&#8217;adquireix amb una entitat financera \u00a0en la qual s&#8217;usa un b\u00e9 immoble com a garantia i comprom\u00eds de pagament. El per\u00edode pel qual es contracta una hipoteca pot durar fins a uns quaranta anys i pot fer-se a un inter\u00e8s fix o variable.<\/span><\/p>\n<p class=\"p4\"><span class=\"s1\">Si descobreixes que l&#8217;habitatge que est\u00e0s per comprar compta amb una hipoteca, tens dues opcions:<\/span><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\"><span class=\"s1\">Sol\u00b7licitar al venedor que realitzi el pagament\u00a0 del deute abans de la compra, de manera que la adquireixis totalment lliure de c\u00e0rregues.<\/span><\/li>\n<li class=\"li1\"><span class=\"s1\">Subrogarte a la hipoteca . Per a aix\u00f2 requereixen el consentiment de l&#8217;entitat financera i podries inclusivament involucrar una segona entitat si aquesta presenta una oferta vinculant amb millors condicions que les que la hipoteca va concedir originalment. En aquest pas s&#8217;ha de notificar a l&#8217;entitat inicial i esperar que accepti.<\/span><\/li>\n<\/ul>\n<p class=\"p1\"><span class=\"s1\">\u00a0<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">Com veus aquests tr\u00e0mits poden ser tediosos o fins i tot acabar produint algun disgust si hi ha una informaci\u00f3 err\u00f2nia o tardana. En Finques Mas Ferrer \u00a0som experts en aquest tipus de transaccions. Consulta&#8217;ns!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Has triat un habitatge i has decidit comprar, ara qu\u00e8? En Finques Mas Ferrer volem explicar-te qu\u00e8 has de fer. Un cop escollida un habitatge el seg\u00fcent que hauries de fer \u00e9s acostar-te al Registre de Propietat i sol\u00b7licitar la nota que fa constar que aquesta propietat no posseeix cap tipus de c\u00e0rrega inscrita en [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[10],"tags":[],"class_list":["post-2705","post","type-post","status-publish","format-standard","hentry","category-sin-categorizar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria? - Finques Mas Ferrer<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria? - Finques Mas Ferrer\" \/>\n<meta property=\"og:description\" content=\"Has triat un habitatge i has decidit comprar, ara qu\u00e8? En Finques Mas Ferrer volem explicar-te qu\u00e8 has de fer. Un cop escollida un habitatge el seg\u00fcent que hauries de fer \u00e9s acostar-te al Registre de Propietat i sol\u00b7licitar la nota que fa constar que aquesta propietat no posseeix cap tipus de c\u00e0rrega inscrita en [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\" \/>\n<meta property=\"og:site_name\" content=\"Finques Mas Ferrer\" \/>\n<meta property=\"article:published_time\" content=\"2017-09-03T11:36:08+00:00\" \/>\n<meta name=\"author\" content=\"programacion@mitsinformatica.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"programacion@mitsinformatica.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\"},\"author\":{\"name\":\"programacion@mitsinformatica.com\",\"@id\":\"https:\/\/finquesmasferrer.com\/#\/schema\/person\/1ca8664dd5efc0166b6df6af892f533f\"},\"headline\":\"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria?\",\"datePublished\":\"2017-09-03T11:36:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\"},\"wordCount\":344,\"publisher\":{\"@id\":\"https:\/\/finquesmasferrer.com\/#organization\"},\"articleSection\":[\"Sin categorizar\"],\"inLanguage\":\"es\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\",\"url\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\",\"name\":\"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria? - Finques Mas Ferrer\",\"isPartOf\":{\"@id\":\"https:\/\/finquesmasferrer.com\/#website\"},\"datePublished\":\"2017-09-03T11:36:08+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Inici\",\"item\":\"https:\/\/finquesmasferrer.com\/es\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/finquesmasferrer.com\/#website\",\"url\":\"https:\/\/finquesmasferrer.com\/\",\"name\":\"Finques Mas Ferrer\",\"description\":\"Administradors de finques a Barcelona\",\"publisher\":{\"@id\":\"https:\/\/finquesmasferrer.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/finquesmasferrer.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/finquesmasferrer.com\/#organization\",\"name\":\"Finques Mas Ferrer\",\"url\":\"https:\/\/finquesmasferrer.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/finquesmasferrer.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/finquesmasferrer.com\/wp-content\/uploads\/2021\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/finquesmasferrer.com\/wp-content\/uploads\/2021\/11\/LOGO-1.png\",\"width\":500,\"height\":187,\"caption\":\"Finques Mas Ferrer\"},\"image\":{\"@id\":\"https:\/\/finquesmasferrer.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/finquesmasferrer.com\/#\/schema\/person\/1ca8664dd5efc0166b6df6af892f533f\",\"name\":\"programacion@mitsinformatica.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/finquesmasferrer.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/f4d263d3a30b1b6a5d79ad98feef23cd02451de0e062c750abf2cdf8fa1808a5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/f4d263d3a30b1b6a5d79ad98feef23cd02451de0e062c750abf2cdf8fa1808a5?s=96&d=mm&r=g\",\"caption\":\"programacion@mitsinformatica.com\"},\"sameAs\":[\"https:\/\/finquesmasferrer.com\/\"],\"url\":\"https:\/\/finquesmasferrer.com\/es\/author\/programacionmitsinformatica-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria? - Finques Mas Ferrer","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/","og_locale":"es_ES","og_type":"article","og_title":"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria? - Finques Mas Ferrer","og_description":"Has triat un habitatge i has decidit comprar, ara qu\u00e8? En Finques Mas Ferrer volem explicar-te qu\u00e8 has de fer. Un cop escollida un habitatge el seg\u00fcent que hauries de fer \u00e9s acostar-te al Registre de Propietat i sol\u00b7licitar la nota que fa constar que aquesta propietat no posseeix cap tipus de c\u00e0rrega inscrita en [&hellip;]","og_url":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/","og_site_name":"Finques Mas Ferrer","article_published_time":"2017-09-03T11:36:08+00:00","author":"programacion@mitsinformatica.com","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"programacion@mitsinformatica.com","Tiempo de lectura":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/#article","isPartOf":{"@id":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/"},"author":{"name":"programacion@mitsinformatica.com","@id":"https:\/\/finquesmasferrer.com\/#\/schema\/person\/1ca8664dd5efc0166b6df6af892f533f"},"headline":"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria?","datePublished":"2017-09-03T11:36:08+00:00","mainEntityOfPage":{"@id":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/"},"wordCount":344,"publisher":{"@id":"https:\/\/finquesmasferrer.com\/#organization"},"articleSection":["Sin categorizar"],"inLanguage":"es"},{"@type":"WebPage","@id":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/","url":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/","name":"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria? - Finques Mas Ferrer","isPartOf":{"@id":"https:\/\/finquesmasferrer.com\/#website"},"datePublished":"2017-09-03T11:36:08+00:00","breadcrumb":{"@id":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/finquesmasferrer.com\/es\/2017\/09\/03\/que-es-una-carrega-hipotecaria\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Inici","item":"https:\/\/finquesmasferrer.com\/es\/"},{"@type":"ListItem","position":2,"name":"Qu\u00e8 \u00e9s una c\u00e0rrega hipotec\u00e0ria?"}]},{"@type":"WebSite","@id":"https:\/\/finquesmasferrer.com\/#website","url":"https:\/\/finquesmasferrer.com\/","name":"Finques Mas Ferrer","description":"Administradors de finques a Barcelona","publisher":{"@id":"https:\/\/finquesmasferrer.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/finquesmasferrer.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/finquesmasferrer.com\/#organization","name":"Finques Mas Ferrer","url":"https:\/\/finquesmasferrer.com\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/finquesmasferrer.com\/#\/schema\/logo\/image\/","url":"https:\/\/finquesmasferrer.com\/wp-content\/uploads\/2021\/11\/LOGO-1.png","contentUrl":"https:\/\/finquesmasferrer.com\/wp-content\/uploads\/2021\/11\/LOGO-1.png","width":500,"height":187,"caption":"Finques Mas Ferrer"},"image":{"@id":"https:\/\/finquesmasferrer.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/finquesmasferrer.com\/#\/schema\/person\/1ca8664dd5efc0166b6df6af892f533f","name":"programacion@mitsinformatica.com","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/finquesmasferrer.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/f4d263d3a30b1b6a5d79ad98feef23cd02451de0e062c750abf2cdf8fa1808a5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f4d263d3a30b1b6a5d79ad98feef23cd02451de0e062c750abf2cdf8fa1808a5?s=96&d=mm&r=g","caption":"programacion@mitsinformatica.com"},"sameAs":["https:\/\/finquesmasferrer.com\/"],"url":"https:\/\/finquesmasferrer.com\/es\/author\/programacionmitsinformatica-com\/"}]}},"_links":{"self":[{"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/posts\/2705","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/comments?post=2705"}],"version-history":[{"count":0,"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/posts\/2705\/revisions"}],"wp:attachment":[{"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/media?parent=2705"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/categories?post=2705"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/finquesmasferrer.com\/es\/wp-json\/wp\/v2\/tags?post=2705"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}